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Determination of the Amount of Insurance Settlements for the Damage Caused by Landslide on a Detached House in Zlín
Hořelka, Michal ; Smilek, Petr (referee) ; Kosová, Jaroslava (advisor)
This master’s thesis deals with the theme of the liquidation of the insurance claim on the particular family house, there is determined the amount of insurance benefits for the damage caused by landslides. In the first-theoretical part are explained the basic concepts related to the three main themes - valuation of real estates, bill of quantity method and insurance of real estates. The practical part is focused on the liquidation of a particular insurance event on a family house in Zlin. In the introductionof the practical part, the object is localized and the insurance event is described in detail, for comparing were dispatched valuation at different times. In conclusion of the part, there were the results compared and evaluated.
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Utilization of chosen construction elements in the scope of insurance products
Voříšková, Simona ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
This bachelor thesis deals with construction elements, their definition, existence in insurance products and their influence on possibility risks´ insurability, indemnity and premium amount. In the introduction of this thesis, the fundamentals of insurance are explained. Second and third chapter deal with defining the terms, that are the core of the issues raised in this thesis. In the subchapters of the second chapter, the term of insurance product will be described, including possibilities of its structuring by the subject of insurance and the last subchapter introduces us law given terms needed for insurance arranging in order to benefit from insurance coverage. Fourth and fifth chapter deal with occurence and influence of construction elements in insurance products of Generali Pojišťovna a.s. The fourth chapter describes and analyzes occurence of insurance elements in selected insurance products, that will be the subject of comparison and research of their importance in the following chapter. In the conclusion, information about construction elements are summarized and recommendations are given for their utilization (selection and choice) when arranging insurance.
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Insurance Policy and the Legal Expenses Insurance
Beran, Tomáš ; Švestka, Jiří (advisor) ; Dvořák, Jan (referee) ; Vychopeň, Martin (referee)
1.Summary - review in English The above-mentioned work comprises of two basic issues that are connected together, namely commentary on Insurance Policy Act as general introduction into the field of insurance policies and consequent and special issue of legal expenses insurance interpretation. The basic meaning of it was to introduce not only the provisons concerning insurance policies, but also to show one of the insurance policies type in details, what could be hardly possible or satisfactory without preceding description of the Insurance Policy Act. Thus, complete summary of this work will be divided into two parts; first would be the part concerning Insurance Policy Act and second would be the part concerning legal expenses insurance. 1.1.Insurance Policy Act - Summary The first part of this work concerned, as mentioned above, the Insurance Policy Act, whereas my primary aim was to interpret provisions of this act that were worth it and point out namely on imperfections of the existing legislature. It wasn't and wouldn't be of any significant value just to copy and paste individual provisions of the act, therefore, this work aimed primarily on introduction of new ideas and as a basis for that served a confrontation with the actual wording and its interpretation, whereas plain consent with what was...
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Determination of the Amount of Insurance Settlements for the Damage Caused by Landslide on a Detached House in Zlín
Hořelka, Michal ; Smilek, Petr (referee) ; Kosová, Jaroslava (advisor)
This master’s thesis deals with the theme of the liquidation of the insurance claim on the particular family house, there is determined the amount of insurance benefits for the damage caused by landslides. In the first-theoretical part are explained the basic concepts related to the three main themes - valuation of real estates, bill of quantity method and insurance of real estates. The practical part is focused on the liquidation of a particular insurance event on a family house in Zlin. In the introductionof the practical part, the object is localized and the insurance event is described in detail, for comparing were dispatched valuation at different times. In conclusion of the part, there were the results compared and evaluated.
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